Premier Client Services
Investment Oversight Services
- Reviewing your investments and designing a personalized portfolio appropriate to your need
- Year-long, continual monitoring of your investments
- Quarterly, semi-annual or annual meetings to review and evaluate your investment performance, update your overall financial objectives and if necessary, reallocate your portfolio as agreed upon by you
- Independent Advice
- Commission-free transactions on most stocks, bonds, or mutual funds invested in your account (certain transaction fees may apply)
- Recommendations regarding positioning of investments within your employer provided retirement plans such as 401(k), 401(a), 403(b), 457(b), TSP, etc.
- Quarterly "market watch" report detailing updated analysis and a current view of the investment markets
Tax Reduction Planning
- Comprehensive review of your tax return to highlight opportunities for maximizing tax reduction strategies
- Annual review of your tax situation and planning to incorporate any new tax law changes
- Complimentary consultation with your tax preparer
- Recommendations of tax solutions including tax advantaged investments
- Staying current on and presenting new tax laws that can affect your situation
Retirement Income & Distribution Planning
- Analysis of your current and future retirement income needs
- Continual development and implementation of recommendations to fund your income needs to optimize your lifestyle and maintain a financially independent standard of living
- Recommendations regarding the most appropriate distribution strategy from your retirement accounts to meet your retirement income needs
- Review the possibilities of converting to a Roth IRA
- Assist with Qualified Charitable Distribution planning and Donor Advised Funds
- Analysis of the beneficiaries of your IRAs and how to establish an Inherited IRA
Family Wealth Planning
- Analysis of your current estate plan and concerns
- Review of strategies to efficiently transfer wealth to your loved ones
- Complimentary consultation with your attorney
- Assistance in transferring assets to your Living Trust or other trusts
- Providing guidance with the appropriate and necessary steps in the event of the death of aloved one
- Review of Beneficiary Designations and Asset Titling
Client Services & Communications
- Periodic Newsletter to keep you apprised of the most current planning strategies
- Quarterly, semi-annual or annual reviews
- Special reports on how to help reduce your taxes